used to describe organisms that are able to grow in either the presence or absence of a specific environmental factor (e.g., oxygen). See also facultative anaerobe.
microorganisms that can grow in either the presence or the absence of molecular oxygen. In the absence of oxygen these microorganism can utilize another compound (e.g., sulfate or nitrate) as a terminal electron acceptor.
The value of an asset if it were to be sold in an arms-length transaction, between a willing buyer and a willing seller. FMV is determined by either agreement or appraisal.
an equation describing the rate at which a gas transfers into solution. The change in concentration of gas in solution is proportional to the product of an overall mass transfer coefficient and the concentration gradient.
an equation relating the change of concentration with time due to diffusion to the change in concentration gradient with distance from the source of concentration.
Reports commonly required from applicants request for financial assistance, e.g.: Balance Sheet -A report of the status of a firm's assets, liabilities and owner's equity at a given time.
Reports showing the financial condition of a business on a particular date or for a period of time (such as one year). Lenders review the Balance Sheets and Income Statements.
are physical resources that are not intended to be converted into cash; they produce benefits over an extended period of time. Fixed assets include equipment.
Costs of doing business such as rent, utilities, depreciation, taxes, etc., that remain generally the same regardless of the amount of sales of goods or services.
The act by the mortgagee or trustee upon default, in the payment of interest or principal of a mortgage of enforcing payment of the debt by selling the underlying security.
A continuing relationship in which the franchisor provides a licensed privilege to the franchisee to do business, and offers assistance in organizing, training, merchandising, marketing and managing in return for a consideration. Franchising is a form of business by which the owner (franchisor) of a product, service or method obtains distribution through affiliated dealers(franchisees). The product, method or service being marketed is usually identified by the franchisor's brand name, and the holder of the privilege (franchisee) is often given exclusive access to a defined geographical area.
A lease in which the cash flows will return to the lessor the acquisition cost of the asset, the cost of financing, overhead and an acceptable return on investment.
aerobic, multicellular, nonphotosynthetic, heterotrophic microorganisms. The fungi include mushrooms, yeast, molds, and smuts. Most fungi are saprophytes, obtaining their nourishment from dead organic matter. Along with bacteria, fungi are the principal organisms responsible for the decomposition of carbon in the biosphere. Fungi have two ecological advantages over bacteria
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facultative
